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What is Title Insurance?

As real estate is the nation’s largest market, its purchase and sale is essential to the health of the economy. However, these transactions are never without risk.
That’s why title insurance has been protecting American homeowners for more than 130 years.

What is an owner’s policy?

An owner’s policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy.

What is a Lender’s Policy?

A lender’s policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale. This policy only protects the lender’s interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner’s policy.

How much does it cost?

The insurance commission approves and controls the premiums for title insurance policies. The premiums are paid only once and the cost depends upon the purchase price of the property and the policy amount must be equal to the purchase price.

Our Reviews

Peak Title Co
Based on 17 reviews
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James Wilson
James Wilson
15:46 26 Apr 21
Great title company! I couldn't be more pleased with the service and attentiveness to my needs and concerns. Sonya is... absolutely awesome, very professional and knowledgeable. All of the staff I spoke with were friendly and helpful. I highly more
David Hartford
David Hartford
11:48 15 Apr 21
Peak Title went out of their way to make my transaction seamless and extremely easy. Professional and very friendly.... Getting ready to close on 2nd property and looking forward to another great experience. So far, same treatment - outstanding!read more
Edgar Primiciero
Edgar Primiciero
14:41 14 Jan 21
If you are looking for a title company that goes above and beyond, Peak Title is the best in the business.100%... Recommended!read more
14:38 14 Jan 21
Hands down the BEST title company in Michigan.Fast response time and very professional team.
Gary Jablonski
Gary Jablonski
14:22 12 Nov 20
Best title company in the business. Is always willing to bend over backwards for its clients
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