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PROFESSIONALS EXCEEDING EXPECTATIONS WITH ACCOUNTABILITY AND KNOWLEDGE
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WHAT IS TITLE INSURANCE?
As real estate is the nation’s largest market, its purchase and sale is essential to the health of the economy. However, these transactions are never without risk. That’s why title insurance has been protecting American homeowners for more than 130 years.
What is an owner’s policy?
An owner’s policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy.
What is a Lender’s Policy?
A lender’s policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale. This policy only protects the lender’s interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner’s policy.
How much does it cost?
The insurance commission approves and controls the premiums for title insurance policies. The premiums are paid only once and the cost depends upon the purchase price of the property and the policy amount must be equal to the purchase price.
PEAK TITLE is a full service title company that focuses on client experience. These experiences are the foundation of our basic principles:
Founded by industry professionals, we believe and are confident that by following our basic principles we will, in no doubt, give our clients an experience like no other.